The free personal expense tracker and group bill splitter built for India. Track daily spending, split group bills, and settle debts — all in one smart app.
Get Started FreePowerful tools for individuals and groups.
Track daily expenses by category and monitor your spending habits easily.
Create groups for trips, roommates, or events and split shared bills instantly.
Automatically calculate who owes whom and minimise transactions for quick settlements.
Receive detailed PDF reports of your monthly spending directly in your inbox.
Get instant alerts for new expenses, group invites, and settlement updates.
Install Expencio on your phone or desktop and use it even offline.
Expencio is your all-in-one personal expense tracker — log daily spending, set budgets, and see exactly where your money goes every month. No ads, no paywalls.
Also built for groups: friends, roommates, couples, and travel groups can split shared bills instantly. Smart debt calculations minimise the number of payments needed so everyone settles fast.